How to Get Everything You Want in a Home

Everything to know before buying a home.

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Hi, I’m Dana Biggs and I love helping buyers achieve their Colorado dream. Whether you are new to the area, a first time buyer, or looking to upgrade, I can help you find your perfect Colorado home!

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How to Get Everything You Want in a Home

In this 8-part series, How to Find the Perfect Home for You and Your Budget, you’ll learn how to find a home that is the right fit for your lifestyle, needs and, most importantly, your budget. It takes you through every single step and shows you how to avoid buyer’s remorse.  This home might be the stepping stone for your next home. You want to do it right and set yourself up financially to move up later.

How to Get Everything You Want in a Home
How to Get Everything You Want in a Home

So far in this series, you’ve decided on a monthly budget, narrowed down a location, and decided on your criteria for a new home … but you haven’t been able to go house hunting just yet! 

You may think that’s crazy, but it isn’t. 

It’s important to first figure out your answers to each of these three items before you start looking at homes. Otherwise, you could end up with the wrong home for you. 

Go back to these previous articles if needed: 

The Backwards (But Right!) Way to Finance Your First Home 

Are You a “House” or a “Location” Person?

Questions to Answer Before You Step Foot in an Open House.

Let’s Get You Everything You Want in a Home

These three – budget, location, and criteria — are intertwined and play a key role in finding the “perfect” home for you.  You can get everything you want in a home by understanding how these three items influence each other.

Here’s your homework before you go house hunting:

  • Know where you are with the specifics for each one of the three — budget, location, and criteria ; and  
  • Know how each one can affect or influence the others in your search for a home. (This is very important!)

How each is linked is essential when looking for a home that is affordable, meets your needs, and will satisfy most of your wants. 

Confused? Here are more details on this process below.

The 3 Buckets – Budget, Location, and Criteria 

When you’re asked to “get in alignment” at this point in the home-buying process, it’s based on an analogy of 3 buckets.

Each and every factor that you can think of when you are buying a home fits into one of these 3 buckets:

  • Budget
  • Location
  • Criteria

The first two are obvious but for “criteria”, it’s things like how big, how many bedrooms, how long you plan to live there, condition, etc.  Aspects about the home itself you require.  

Each bucket doesn’t have to be equal in “weight” but the total weight combined of the 3 buckets must balance the scale they sit on … that is your ultimate goal. 

Put simply, these three categories—budget, location and criteria—need to be in alignment in order for you to find the right home, in the right location, and be within your budget.

Fill Your 3 Buckets in the Right Order

First and foremost, you must make sure you use this order: budget, location, criteria.  That way you’ll be able to house hunt with a plan and a purpose!

This order is crucial and that’s why you should first figure out your budget bucket for a new home.  

Now It’s Your Turn

BEGIN with what you want to pay per month. THEN, know how much cash you have for the purchase. And FINALLY, bring that information to your real estate agent and lender to have them tell you what your price range should be.  

NOT the other way around, which is what most people do — they decide on a purchase price first and then figure out what that means per month.  Doing it that way is a recipe for getting a home that’s too expensive or not something you’ll like.  

It’s understandable if you’ll push back on this, but trust this process! It will take you where you want to be in living your best homeowner life! 

Of all the buckets, it’s important to get this one figured out before you start looking for a home. And then don’t change it until you’ve exhausted adjusting your location and criteria first before deciding to alter your budget. 

The Location Bucket

Where do you want to live, and why?  What characteristics of that location are important to you?  For example, if you love walkability and an easy commute by bike every day, there are plenty of neighborhoods that fit that particular need, even if it’s not the one you originally had in mind.

If you’re more of a “house person,” then you can be a bit more flexible with your location since you’re more interested in a home’s aesthetics.

The Criteria Bucket

What do you really need in a home?  How long do you plan on living there?  What do you want your life to be like during that time period? How will your new home influence this life? 

Remember, you should have gone through each of these and “filled” each bucket up.

Alignment = The Perfect Home for You and Your Budget

Next, you need to make sure that there is alignment between each of the three buckets so they don’t spill over into “no-house land.”

For example—if you won’t compromise on location and can’t change your budget, then you must focus on the “criteria” bucket.  

That means, you might want to consider a fixer upper or a two bedroom plus a basement instead of three bedrooms on the same level. That way you can still have the location and budget that you want most. 

Can you see how you need to make adjustments and that each “bucket” influences the others? 

Approaching your home search in this very organized and methodical way may sound silly or boring, but it works.  It’s absolutely normal to have this give and take. If you think this way, you’ll be in your new “home sweet home” in no time!

Still Felling Frustrated?

If you ever feel like giving up or are frustrated by the entire home-buying process, don’t forget to think about your “alignment.” This is How to Get Everything You Want in a Home.

Still feeling stuck?  Ask yourself what you can let go of.  Do you really have to have every single thing on your list in this home?  

And, if you are still running into trouble, ask yourself how long you’ll be living in this first home. That can add some clarity to what you put in each bucket.  For example, it will help define what you really need in this first home in terms of criteria and location, and what can wait for when it’s time to move on up to the next home.

Knowing the timeline of how long you want to live in this home can often help you decide whether or not schools are a factor. That’s a topic that will be covered next week. Stay tuned!     

You’ve learned how to put it all together by aligning three very important “buckets.”  Now you can start house hunting for a home that is perfect for you and for your budget. 

We’re not done yet with this series though. Next up, What YOU Need to Know When Buying for Schools. This is something every buyer should take into account whether they have kids or not!

More Resources

Also, if you or anyone you know is in the market for a brand new Colorado Home, be sure to check out where you can search for homes on a list more comprehensive than Zillow. You can also check your current home’s value for free!

You might also enjoy my YouTube Channel where you will be able to tour lots of great new builds in the Denver Metro Area.

As always, my goal is to be your go to resource for all things real estate.

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Hi, there!

I'm Dana Biggs and I love helping first time home buyers make their first home more affordable and I love helping sellers looking to move up to their forever home. Let me know how I can help you make your real estate dreams come true. 

schedule your free consultation


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